Bholdus aims to launch a multi-chain platform connecting real and crypto assets with a speed reaching up to 10,000 transactions per second.

The Singapore-based startup offers a one-stop-shop blockchain exchange platform that provides encrypted financial solutions for SMEs, with one prime goal – to become the next blockchain unicorn in Southeast Asia.

According to SME Finance Forum, Southeast Asian businesses face a capital shortage of close to US$300 billion. In one of the larger emerging markets in the region, while private enterprises account for over 97% of the total number of companies, they receive less than 22% of the total amount of funding from banks, indicating a gap of up to US$21 billion.

As a result, loans are gradually moving online, with the volume of auto loans reaching 29% compound annual growth. Getting ahead of the curve, Bholdus works to connect SMEs in the region with funding opportunities from crypto investors.

The one-stop shop of DeFi for SMEs

Bholdus is a blockchain dedicated to decentralized financial (DeFi) applications, cross chained with digital asset economies with direct integration with other DeFi networks such as Binance, Ethereum, and Polkadot.

The startup provides SME a variety of loans collateralized by a hybrid of crypto and non-fungible tokens (NFTs) representing real-world, audited assets. Concurrently, crypto investors are supported to stake their assets and securely earn interests via various sources, including lending for a stable income.

In time, it is hoped that Bholdus will become a platform that meets all SMEs’ DeFi needs – lending, borrowing, digital asset pools, tokenisation, ecosystems of blockchain networks, blockchain institutions, et cetera.